Review
Portfolio review guide
Review your portfolio with a focused checklist and simple questions. This guide helps you avoid common long-term investing mistakes and keep your plan aligned with your goals.
Review checklist
- Confirm your goal. Are you investing for retirement, wealth building, or future cash needs? Clear goals guide your allocation.
- Check your target allocation. Is your portfolio mix still aligned with the plan you set in your premium tools?
- Review costs. Are your ETF expenses and broker fees still competitive?
- Measure diversification. Do you have enough global stock, bond, and alternative exposure to weather different market environments?
- Rebalance with discipline. Has your portfolio drifted more than 5-7% from the target weights?
Questions to ask
- Am I still comfortable with the expected portfolio swings?
- Have my savings rate or retirement horizon changed?
- Do I have a clear plan for adding new contributions?
- Does my current broker still support the funds I want to hold?
- Is there a better way to reduce cost or simplify my portfolio?
Review cadence
Do a full portfolio review at least once a year, and a shorter check after any major life change. Use the premium analyzer when you review weights, target allocations, and rebalancing actions.
Next step
Use this guide with the premium tools to compare your plan, test your retirement outcome, and set the next review date.